Select Page
Get Cash From Your Home Equity   See Rates >

NMLS # 1136 and T&C apply

When Renting a House: What Do You Pay Upfront?

Renting a house can be an exciting yet daunting experience. Before you sign on the dotted line, it’s crucial to understand what costs you can expect to pay upfront. From the initial deposit to application fees, here’s a breakdown of the expenses you may encounter when renting a house.

1. Security Deposit: The security deposit is usually the largest upfront payment when renting a house. It serves as a safety net for the landlord in case of damage or unpaid rent. The amount typically ranges from one to two months’ rent.

2. First Month’s Rent: You are usually required to pay the first month’s rent in advance. This payment is non-refundable and covers your first month of occupancy.

3. Last Month’s Rent: Some landlords may ask for the last month’s rent upfront. This serves as a guarantee of payment in case you decide to leave without giving proper notice.

4. Application Fee: Many landlords charge an application fee to cover the cost of processing your rental application. This fee can vary, so it’s important to ask about it upfront.

5. Credit Check Fee: A credit check fee covers the cost of obtaining your credit report. This fee is typically non-refundable and can range from $25 to $50.

6. Pet Deposit: If you have pets, you may be required to pay a pet deposit upfront. This amount is used to cover any potential damage caused by your furry friend.

7. Utilities Deposit: In some cases, you may need to pay a deposit for utilities such as electricity, water, or gas. This deposit can range from $100 to $300, depending on your location and utility provider.

See also  What Is a Smart Toilet

8. Move-in Fee: Certain apartment complexes or managed properties charge a move-in fee. This fee covers the cost of preparing the property for your arrival and can range from $100 to $500.

9. Cleaning Fee: Some landlords charge a cleaning fee to ensure the property is in pristine condition before you move in. This fee is typically non-refundable and can range from $50 to $200.

10. Maintenance Fee: Certain rental properties may require a maintenance fee upfront. This fee covers any future maintenance or repairs that may be needed during your tenancy.

11. Insurance: While not always required, it is highly recommended to have renter’s insurance. Renter’s insurance protects your belongings in case of theft, fire, or other unforeseen events. The cost varies depending on the coverage you choose.


1. Can I negotiate the security deposit amount?
The security deposit amount is often non-negotiable. However, you can always ask the landlord for a lower deposit or discuss alternative arrangements.

2. Are application fees refundable?
Application fees are typically non-refundable as they cover the cost of processing your application.

3. Can landlords charge different amounts for pet deposits?
Yes, landlords can charge varying amounts for pet deposits, depending on the size and breed of the pet.

4. Is renter’s insurance mandatory?
Renter’s insurance is not always mandatory but highly recommended to protect your belongings.

5. Can I get a refund for the last month’s rent if I give proper notice?
If you provide proper notice and leave the property in good condition, you may be eligible for a refund of the last month’s rent.

See also  Where Is the Model Number on a Kohler Toilet

6. Can I use the security deposit to cover unpaid rent?
Landlords usually do not allow the security deposit to be used for unpaid rent. They may pursue legal action to recover the outstanding amount.

7. What happens if I break the lease agreement early?
Breaking a lease agreement early usually results in financial penalties. You may be responsible for paying rent until the property is re-rented or for the remainder of the lease term.

8. Can I get my application fee refunded if my application is rejected?
It is uncommon for landlords to refund application fees, even if your application is rejected.

9. Are there any alternatives to paying a security deposit?
Some landlords may offer alternatives such as deposit insurance or allowing a guarantor to cosign the lease.

10. How can I negotiate the move-in fee?
Move-in fees are often non-negotiable, but it doesn’t hurt to ask the landlord if they can waive or reduce the fee.

11. Can I pay the security deposit in installments?
Some landlords may allow you to pay the security deposit in installments, but this is not a common practice. It’s best to discuss this with the landlord before signing the lease.

Renting a house involves various upfront costs, so it’s essential to budget accordingly. By understanding the expenses and asking the right questions, you can ensure a smooth and hassle-free rental experience.