How to Get a Title for a Mobile Home in Texas
Mobile homes offer an affordable housing option for many individuals and families in Texas. However, before you can buy or sell a mobile home, it is essential to obtain a title. The title serves as proof of ownership and is necessary for various legal purposes. If you are wondering how to get a title for a mobile home in Texas, this article will guide you through the process.
1. Determine if your mobile home requires a title: Not all mobile homes in Texas require a title. If your mobile home was built before 1987, it may not be titled. You can check with the Texas Department of Housing and Community Affairs (TDHCA) to confirm.
2. Gather required documents: To obtain a title, you will need the following documents: a completed Application for Statement of Ownership of a Manufactured Home, a copy of the Manufacturer’s Certificate of Origin or a previous title, a bill of sale or invoice, and a completed Ownership Affidavit.
3. Complete the Application for Statement of Ownership of a Manufactured Home: Fill out the application form accurately, providing all the required information, including your name, address, and the mobile home’s details.
4. Submit the application form: Send the completed application form, along with the other required documents and the applicable fee, to the Manufactured Housing Division of the TDHCA.
5. Pay the required fee: The fee for obtaining a mobile home title in Texas varies depending on the circumstances. As of 2021, the fee is $35 for a single-section mobile home and $70 for a multi-section mobile home.
6. Wait for processing: After submitting your application and payment, the TDHCA will review your documents. This process typically takes about four to six weeks.
7. Obtain your title: Once your application has been approved, you will receive a title for your mobile home in the mail.
Frequently Asked Questions (FAQs):
1. Can I transfer a mobile home title in Texas if I have lost the previous title?
Yes, you can still transfer the title. You will need to complete an Affidavit of Loss/Release of Interest form and provide other required documents.
2. Can I get a title for a mobile home that has been abandoned on my property?
Yes, you can apply for a title for an abandoned mobile home. However, you will need to follow a specific process outlined by the TDHCA.
3. Do I need to have my mobile home inspected before obtaining a title?
No, there is no mandatory inspection requirement for obtaining a mobile home title in Texas.
4. Can I finance the purchase of a mobile home without a title?
Most lenders require a title as collateral for financing a mobile home purchase. It is advisable to obtain a title before seeking financing.
5. Can I live in a mobile home without a title in Texas?
While it is possible to live in a mobile home without a title, having a title is crucial for legal protection and ownership verification.
6. How long is a mobile home title valid in Texas?
A mobile home title in Texas does not expire. It remains valid until you sell or transfer ownership of the mobile home.
7. Can I transfer a mobile home title without the assistance of a title service company?
Yes, you can transfer a mobile home title without professional help. However, it is recommended to consult with the TDHCA or seek legal advice to ensure a smooth process.
8. Can I use a bill of sale as proof of ownership for a mobile home in Texas?
A bill of sale alone is not sufficient to establish ownership of a mobile home in Texas. You will need to obtain a title for legal proof.
9. Can I transfer a mobile home title if it was never titled in Texas?
Yes, you can transfer a mobile home title that was never titled in Texas. You will need to provide the necessary documentation and follow the standard application process.
10. Can I obtain a title for a mobile home that has been moved from another state to Texas?
Yes, you can apply for a title for a mobile home that has been moved from another state. You will need to follow the standard application process and provide the necessary documentation.
11. Can I sell a mobile home without a title in Texas?
It is highly recommended not to sell a mobile home without a title in Texas. Buyers may be hesitant to purchase a mobile home without proper ownership documentation, which could significantly impact the sale price and process.
In conclusion, obtaining a title for a mobile home in Texas is a straightforward process that requires the completion of necessary forms and the submission of required documentation. By following the steps outlined in this article, you can successfully obtain a title for your mobile home and ensure a smooth transfer of ownership.
