How to Change Name on Deed of House After Marriage
Getting married is an exciting milestone in life, and along with it comes the possibility of changing your last name. If you own a house and want to update the name on the deed to reflect your new married name, it is a relatively straightforward process. Here is a step-by-step guide on how to change your name on the deed of your house after marriage.
Step 1: Obtain the necessary documents
Before initiating the name change process, you will need to gather a few documents to prove your marriage and identity. These documents typically include your marriage certificate, driver’s license, passport, and social security card.
Step 2: Prepare the necessary paperwork
Contact the county clerk’s office or the recorder’s office in the county where your property is located to understand the requirements for changing the name on the deed. They will provide you with the necessary forms, which may include a name change affidavit or a quitclaim deed.
Step 3: Complete the paperwork
Fill out the required forms accurately and legibly. Make sure to provide all the necessary information, including your old and new name, the property address, and the legal description of the property. Remember to sign the forms in the presence of a notary public.
Step 4: Submit the paperwork
Once you have completed the paperwork, make copies for your records and submit the original documents to the county clerk’s office or recorder’s office along with any required fees. It is advisable to call ahead and confirm the accepted payment methods.
Step 5: Update your homeowner’s insurance
After the name change is complete, contact your homeowner’s insurance provider to update your policy. Provide them with a copy of the updated deed, so they can update their records accordingly.
Frequently Asked Questions (FAQs):
1. Do I need to change the name on the deed of my house after marriage?
No, changing the name on the deed is not mandatory. It is a personal choice and not a legal requirement.
2. Can I change my name on the deed without changing it legally?
Yes, you can change the name on the deed without legally changing your name. This is often done by adding an “also known as” (AKA) line on the deed.
3. How long does the name change process take?
The time frame can vary depending on the county or state where your property is located. It is best to contact the relevant office to inquire about their processing times.
4. Can I change the name on the deed if I am not married?
Yes, you can change the name on the deed even if you are not married. The process remains the same.
5. Will changing the name on the deed affect my mortgage?
No, changing the name on the deed will not affect your mortgage. However, it is advisable to inform your mortgage lender about the name change for their records.
6. Can I change my first name on the deed after marriage?
Yes, you can change your first name on the deed after marriage. The process remains the same as changing your last name.
7. Are there any tax implications to changing the name on the deed?
Changing the name on the deed does not have any direct tax implications. However, it is advisable to consult with a tax professional for any potential indirect impacts.
8. Can I change my name on the deed if I am divorced?
Yes, you can change your name on the deed after divorce. The process will require additional documentation, such as a divorce decree.
9. Can I change the name on the deed if I am in a same-sex marriage?
Yes, the process of changing the name on the deed remains the same for same-sex marriages.
10. Can I change the name on the deed if I am a widow or widower?
Yes, you can change the name on the deed if you are a widow or widower. Additional documentation, such as a death certificate, may be required.
11. Can I change the name on the deed if I have a joint tenancy or tenancy in common?
Yes, you can change the name on the deed if you have a joint tenancy or tenancy in common. However, all parties involved in the ownership of the property must agree to the name change and sign the necessary documents.
In conclusion, changing the name on the deed of your house after marriage is a relatively straightforward process. By following the steps outlined above and gathering the required documents, you can update the name on the deed to reflect your new married name. Remember to consult with the relevant county or state office for specific requirements and guidelines.
