“Mountaineers Are Always Free,” according to the state motto of West Virginia. Situated amongst the Appalachian Mountains, the state was carved out of Virginia during the Civil War. If you want to remodel your West Virginia home, then a Home Equity Line of Credit in West Virginia can provide the necessary funds. Check out what is available for the residents of West Virginia.

Improving Your Home in West Virginia

How cluttered is your West Virginia home? Is your basement full of stuff? Do you still have old toys from your children or antiques from your grandparents? Don’t you think it is time to remodel? Add some more living space, so you won’t trip over all of your belongings.

Once you start working on your house, you might find a number of things needing replacement. For houses built during World War II, many of them used cheap newspaper as insulation. Of course, this is a fire hazard. You could replace this with one of the more eco-efficient insulation materials.

Your electrical wires might be very old also. You might as well have the electricity rewired. You could even upgrade to a wireless home security system. You could set up cameras and even stereo equipment, which allow for you to monitor your home, remotely using your smart phone.

These modern security systems even allow you to speak to the potential burglar, warning them that “Police are on the way.” This is a great way to gain peace of mind for your home.

How is your home ventilation? Some of the West Virginia coal mines might stir up a lot of dust. With modern Energy Star appliances, you can clean your air more efficiently. You might want to replace your furnace filters, while you are at it.

When you have your entire HVAC system inspected, you can clean out any bird’s or rodent’s nests. These can lead to the spread of disease. If you are coughing more, perhaps, it is due to pests living in your ventilation system.

West Virginia Housing Market

The West Virginia housing market had a median home value of $102,400 on March 7, 2017, according to Zillow. The median Zillow Home Value Index (ZHVI) for Parkersburg was $82,000 and Charleston was $108,600. In Elkview, the median ZHVI was $110,700.

West Virginia Banks Offering Home Equity Line of Credit

Building up home equity is one of the key advantages that homeowners have over renters. You might as well take full advantage of this great opportunity to finance your home renovations. You can find a West Virginia bank offering a Home Equity Line of Credit, which fits your budget.

Just look up the interest rates to see which one is the most appealing. Each bank will have different qualifications. Here are a few of the West Virginia HELOC banks: BB&T, City National Bank, PNC, Suntrust and Wesbanco.

Since “Mountaineers Are Always Free,” you have the freedom to control your destiny. You will live more happily in a well-maintained house. Create a welcoming environment for your friends and family, by taking out a Home Equity Line of Credit in West Virginia. Get the most out of your West Virginia home.