The “Sunshine State” is where Ponce de Leon searched for the “Fountain of Youth.” Florida has oranges, amusement parks and plenty of water recreational activities for the entire family. If you want to make the old homestead, “like new again,” then look into a Home Equity Line of Credit in Florida. These give you the money to make repairs, renovations or upgrades.

Improving Your Home in Florida

How can you beat a Florida state song like “Old Folks at Home?” Florida is simply perfect for people who want to feel young again. The state offers nice tax benefits to encourage immigration. You can’t beat the humid weather – just stay away from the alligators.

A favorite destination for many a conqueror, the State of Florida has many housing styles, including the Mediterranean home with its wide open spaces to maximize air flow. Or, you might have a more modern look, using geometrical designs.

You might have purchased an old plantation home and realized it was a fixer-upper. Well, shouldn’t you use a Home Equity Loan to pay for the material? Many of the older homes have poor wiring, insulation and small spaces. For senior citizens, you might want to install an elevator.

The “sky is the limit” when you have found the “Fountain of Youth.” You can hang out with the green crowd, only after having installed the right Energy Star appliances. You can lower your energy bill, while still keeping your air conditioning running 24/7/365.

There are many snow birds who have a second home in Florida too. They might not have the features, which they have come to expect. They can take out a HELOC to enlarge the rooms, add a porch or rewire for Internet. Especially, if you want to use your home as an office – you need to have the best features.

Did you ever get to replacing that old sycamore damaged during the last hurricane? Why not do it today? You could also add a nice walk-in garden for your grandmother. Oh, how she loves to smell the orange blossoms.

Of course, you should probably add on a room for her to stay in, too. And, a servant’s room for her 24/7 nursing assistant wouldn’t be a bad idea. Remember this is your grand mama.

Florida Housing Market

There are 20 million Floridians. Say “Floridian” ten times fast, if you can! The Kennedy Space Center is one of the top attractions.

The Florida housing market is very popular with foreigners, especially Southern Europeans – the climate reminds them of home. The Zillow Home Value Index (ZHVI) quotes a median price in the state of $203,200 for March 7, 2017. You can find a home in Pensacola for $121,000 or in Tampa for $163,000. If you love the Heat, you can spend a median ZHVI price tag of $295,400 in Miami.

Florida Banks Offering Home Equity Line of Credit

Whether for a first or second home, a Florida Home Equity Line of Credit can help you keep it well-maintained. You can discuss your renovation plans with the lender. They will verify your income and check your credit score.

You have a number of financial institutions to choose from in Florida. Here are a few offering affordable Florida HELOCs: BB&T, BMO Harris Bank, Bank of America, PNC, ThirdFederal, Regions Bank, SunTrust and Whitney Bank. Find a well-fitting home loan.

After you hit the beach, you want to rest and relax. The right Home Equity Line of Credit in Florida can turn a house into your home.